⁣⁣http://www.visaworldcard.de/


Visa World Card Gold



Visa World Card Gold (Beantragung nicht mehr möglich!)
Jahresgebühr € 35,- (im ersten Jahr € 0,-)
Gebührenfrei im Ausland Bargeld abheben
Versicherungspaket

Die weltweit am häufigsten akzeptierte Kreditkarte
Unsere exklusivste Kreditkarte: Die Visa World Card Gold für besondere Ansprüche. Profitieren Sie mit Ihrer ICS Visa Gold Card von exklusiven Vorteilen – von kostenloser Bargeldabhebung im Ausland bis zum Rund-um-die-Uhr-Schutz beim bargeldlosen Bezahlen. Ihre Visa World Card Gold ist ein zuverlässiger Begleiter auf Reisen, aber auch bei Ihren täglichen Einkäufen. Bitte beachten Sie, dass eine Beantragung dieser Karte nicht mehr möglich ist!
Eigenschaften der Visa World Card Gold
Jahresgebühr
Die Jahresgebühr beträgt im ersten Jahr € 0,-, in den Folgejahren zahlen Sie € 35,- . Die Partnerkarte kostet dauerhaft € 0,- Jahresgebühr. Die Karten können nicht mehr beantragt werden!

Gebührenfrei Bargeld im Ausland
Sie zahlen für die Bargeldabhebung im Ausland keine Bargeldabhebungsgebühren. Es fällt lediglich das Entgelt für den Auslandseinsatz von 1,85% des Umsatzes für Länder der Europäischen Union, in denen der Euro nicht das gesetzliche Zahlungsmittel ist an, sowie 2% des Umsatzes für Länder außerhalb der Europäischen Union. Geldautomatenbetreiber können zusätzlich unabhängig von ICS Gebühren erheben, die nicht von ICS erstattet werden.

Frei wählbare PIN
Individualität beginnt bei uns bereits mit der Auswahl Ihrer PIN. Wählen Sie selbst Ihre eigene PIN.

Inklusive Versicherungen
Eine Vielzahl Ihrer Käufe sind für 60 Tage ab dem Kaufdatum gegen Zerstörung, Beschädigung, Raub oder Einbruchdiebstahl versichert. Die Auslandsreisekrankenversicherung der Barmenia Krankenversicherung a.G. sichert Sie zusätzlich bei Reisen ins Ausland ab.

Immer die Kontrolle behalten
Mit dem ICS Onlineportal und der ICS App haben Sie jederzeit Zugriff auf Ihre monatliche Kreditkartenabrechnung, aktuelle Umsätze und Ihren Verfügungsrahmen.

Schutz und Prävention
Rund-um-die-Uhr-Betrugsschutz durch ICS
Sichere Online-Zahlungen mit Visa Secure
Internetgarantie

Extravorteil
Urlaub machen, Geld zurück. Erhalten Sie 4% Reiseguthaben in der Booking.com-Wallet, wenn Sie über ICS buchen und mit Ihrer ICS Kreditkarte bezahlen.

Rechnungsstellung
Jeden Monat erhalten Sie über das Onlineportal meinICS Ihre Kreditkartenabrechnung. Der Versand einer Papierrechnung entfällt.

Kundenservice
Wir sind gerne von montags bis freitags von 9.00 bis 17.00 Uhr unter der Rufnummer 0211 – 69 15 26 55 für Sie da. Bei Verlust oder Diebstahl Ihrer ICS Visa Kreditkarte erreichen Sie uns rund um die Uhr unter der Telefonnummer 02 11 – 69 15 26 99.

Sonstige Gebühren
Entgelt für den Auslandseinsatz: 1,85% des Umsatzes für Länder der Europäischen Union, in denen der Euro nicht das gesetzliche Zahlungsmittel ist, sowie 2% des Umsatzes für Länder außerhalb der Europäischen Union.
Bargeldabhebungen in Deutschland 4% mindestens € 5,- und im Ausland € 0,- zzgl. dem Entgelt für den Auslandseinsatz von 1,85% des Umsatzes für Länder der Europäischen Union, in denen der Euro nicht das gesetzliche Zahlungsmittel ist, sowie 2% des Umsatzes für Länder außerhalb der Europäischen Union.
Monatliche Papierrechnung € 1,-

Flexible Rückzahlung
Sie bestimmen, ob Sie monatlich den Gesamtbetrag zurückzahlen oder unser bequemes Teilzahlungsangebot nutzen. Es müssen nur 2,5% des offenen Saldos, mindestens € 20,- sein. Im Falle einer bequemen Rückzahlung in Teilbeträgen, beträgt der veränderliche Sollzinssatz im Jahr 14,85%, dies entspricht einem effektiven Jahreszins von 15,90% (Stand 01.02.2022). Zahlen Sie den Gesamtbetrag fallen keine Zinsen an.

Repräsentatives Beispiel nach § 6a PAngV:
Bei Rückzahlung in Teilbeträgen werden die vereinbarten Zinsen berechnet. Hier ein Beispiel: Nettodarlehensbetrag: 1.500 €, Sollzins (veränderlich): 14,85% p.a., effektiver Jahreszins: 15,90%, Laufzeit: 12 Monate. Die Rückzahlung des Nettodarlehensbetrags erfolgt in 12 gleichen monatlichen Raten. Unter vorstehenden Annahmen beträgt der Gesamtbetrag bei Inanspruchnahme in Höhe des gesamten Nettodarlehensbetrags 1.623,34 €.

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A Lombard Lending loan is secured against your eligible assets, such as unit trusts, bonds, equities, and time deposits held with HSBC. The effective credit limit granted will be based on the Advance Ratio¹ of each eligible asset.

You may then use the loan for your own personal needs, or invest in eligible investment products with HSBC that can be repledged to further increase your effective credit limit.

The loan is secured against your existing eligible assets acceptable to the Bank. The effective credit limit granted is dependent on type of assets pledged and will be subject to bank's approval.

Find out more about how you can maximise your financial flexibility with HSBC: https://www.hsbc.com.sg/loans/....products/wealth-lend

Hit the subscribe button to stay tuned for video content that gives ideas on your investment.

_#hsbcpremier #wealthmanagement #wealthlending #lombardlending #overdraftfacility #leverage #margincall #globalwealthpartner #hsbcsg_

¹For more details on Advance Ratios, please refer to our HSBC SG website - Investing - Wealth lending

This document is for information only and for general circulation. It (or any part of it) shall not form the basis of, or be relied on in connection with, any contract or commitment. It should not be construed as a distribution, an offer to sell, a solicitation of an offer to purchase, a recommendation to buy or sell, or a forecast on future performance of, any investment or securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, such as the United States and Canada.

The specific investment objectives, personal situation and particular needs of any person have not been taken in consideration. You should not rely on this document as investment advice. Before you make any investment decisions, you may wish to consult a financial advisor. If you choose not to seek advice from a financial adviser, you should carefully consider whether the investment is suitable. Any transaction that you decide to make will be of your own choice and at your own risk.

The value of investments, units in the funds and the income accruing to the units, if any, may fall or rise, and the investor may not get back the original sum invested. Past performance is not necessarily indicative of future performance. Investors and potential investors should read the relevant prospectus, offering document or product information before investing.

The information in this document is derived from sources we believe to be reliable but which we have not independently verified. HSBC Bank (Singapore) Limited makes no representation or warranty (express or implied) of any nature nor accepts any responsibility for the completeness or accuracy of any information, representation or warranty in, or omission from, this document.

Trading in securities with leverage can be risky, and you may lose all or more of the amount invested or deposited. You should therefore consider carefully and exercise caution in making any trading decision whether or not you have received advice. Borrowing to finance the trading of your securities (leveraging/gearing) carries a high degree or risk. The leverage of the product can work against you and losses can exceed those of a direct investment. If the market value of a portfolio falls by a certain amount, this could result in a situation where the value of collateral no longer covers all outstanding loan amounts. This means that investors might have to respond promptly to margin calls. If a portfolio’s return is lower than its financing cost then leverage would reduce a portfolio’s overall performance and even generate a negative return.

If you are outside of Singapore, we may not be authorized to offer or provide you with financial planning services, advice or webinar invites in the country you are located or resident in.

Tap into expert insights and learn how you can better manage your investments to create wealth for your future.

Episode 3 of Let’s Talk Wealth: Can Investing Beat Inflation? Featuring Mr James Cheo, Chief Investment Officer, HSBC SEA & India.

Understand the complexities of inflation and its impact on your assets in this episode of Let's Talk Wealth.

Next episode: Demystifying the myths of investing in unit trusts, featuring Mr George Lam, Head of Discretionary Mandates Funds and ETFs, SEA: https://youtu.be/H6OSmwPgHp0

Have more questions? Find out more about creating wealth for your future with HSBC: https://grp.hsbc/1500706

Sign up for Premier: https://grp.hsbc/SOC1500702

SGD deposits are insured up to S$100K by SDIC

Hit the subscribe button to stay tuned for upcoming episodes where we will be covering other financial topics to better help you create wealth for your future.

#hsbcpremier #wealthmanagement #letstalkwealth #financialplanning #hsbcexperts #globalwealthpartner #hsbcsg

This media content featuring speaker from The Hongkong and Shanghai Banking Corporation Limited, Singapore Branch is for information and general circulation only. It (or any part of it) shall not form the basis of, or be relied on for any investment or advisory purposes nor is it an offer by HSBC Bank (Singapore) Limited of any products or services. It is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. The specific investment objectives, personal situation and particular needs of any person have not been taken into consideration. Before you make any investment decision, you may wish to seek advice from a financial consultant before making any investment decisions. If you choose not to do so, you should consider whether the investment is suitable for you.


If you are outside of Singapore, we may not be authorized to offer or provide you with financial planning services, advice or webinar invites in the country you are located or resident in.

What a phenomenal week it was at Singapore Fintech Festival 2024! From thought-provoking panel discussions to cutting-edge innovation showcases, HSBC was proud to demonstrate how we’re shaping the future of finance.

Relive the energy, insights and connections that made this event unforgettable with our highlights reel.

Together, we’re driving innovation and creating opportunities for our clients and communities.

#hsbcsg #sff2024 #whereopportunitymeetsinnovation

Since the nineties we are proud to say we’ve been the world’s trusted currency authority, making the world a little bit smaller.

We are here to power your international life. Whether you are on the go, jumping from plane to plane and country to country, or need to connect with your family back home, XE helps you connect with what is important. We are excited about what the future holds, will you join us?

Keep up to date with us on:
Facebook: https://www.facebook.com/xecom/
Twitter: https://twitter.com/xe
LinkedIn: https://www.linkedin.com/compa....ny/xecurrencyauthori

In this episode of #domorewithbpivlogs, follow @AynBernos as she shares a glimpse into her day, from morning workouts to evening meal prep, and how BPI plays a key role in helping her maximize rewards, plan for the future, and make intentional financial choices.

Watch as Ayn seamlessly uses the BPI app to order meals, open new accounts, and track her rewards—all with ease and efficiency.

Have you tried any of these tips? Share your experiences in the comments below!

Want to watch more inspiring vlogs like this? Don't forget to subscribe to BPl's YouTube channel at https://www.youtube.com/BPIPH.

#bpi #domorewithbpl #experiencemorewithbpl

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⁣T-Bank (until June 5, 2024, Tinkoff Bank ) is a Russian commercial bank focused entirely on remote services and has no retail branches . T-Bank is one of the systemically important credit institutions. According to Banki.ru, as of May 2024, the bank ranked tenth in the country in terms of assets (RUB 2.44 trillion). In the Forbes rating of one hundred reliable banks-2024, the bank took 31st place.

⁣Aply for Financing Backed by Real Estate:


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Vladimir Verkhoshinskiy, CEO of Alfa Bank, accepts the award for Best Bank in Russia.

Find the World's Best Banks In Central & Eastern Europe 2020 Awards 2020 press release at: https://bit.ly/34fUz7a

Global Finance Magazine
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