A Lombard Lending loan is secured against your eligible assets, such as unit trusts, bonds, equities, and time deposits held with HSBC. The effective credit limit granted will be based on the Advance Ratio¹ of each eligible asset.

You may then use the loan for your own personal needs, or invest in eligible investment products with HSBC that can be repledged to further increase your effective credit limit.

The loan is secured against your existing eligible assets acceptable to the Bank. The effective credit limit granted is dependent on type of assets pledged and will be subject to bank's approval.

Find out more about how you can maximise your financial flexibility with HSBC: https://www.hsbc.com.sg/loans/....products/wealth-lend

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¹For more details on Advance Ratios, please refer to our HSBC SG website - Investing - Wealth lending

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